Perspective and Commentary
Where conviction meets context. A collection of thoughts on wealth, markets, and the decisions that shape both.
Coming Soon
The first episode of Forward With Purpose is in development. Conversations that go beyond the surface of wealth management and into the thinking behind it.
If something here resonated, a conversation is the natural next step.
No obligation. No agenda. Just clarity.
Written Perspectives
Observations on wealth, markets, and the assumptions most people never think to question.
The Wrong Scoreboard
Every quarter, investors are handed a scorecard that measures the wrong thing. Beating an index says nothing about whether your wealth can fund the life you are actually building toward. Why the obsession with benchmarks quietly works against the people it claims to serve, and what it looks like to measure a portfolio against its purpose instead.
Read More →The Bet You Never Placed
The index most investors hold is no longer the diversified instrument they remember buying. Nearly forty percent of it now rides on a single story. The question is not whether artificial intelligence is a bubble. The question is whether you ever decided to own this much of it.
Read More →The Man Who Lined Up for Nineteen Percent
In October 1981 a man stood in line at a Toronto bank to lend the government money at nineteen and a half percent. Ten months later the greatest bull market in history began without him. What his story says about the 4.55 percent on offer this month, and why it is a test, not a destination.
Read More →The Man Who Got the Election Right
In November 2018 a Kelowna orchardist waited for the midterms, called the result exactly right, bought the next morning, and lost fifteen percent by Christmas Eve. What happened next is the part worth reading, and it has nothing to do with who won.
Read More →